By clicking "Accept", you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.

Manage CookiesAccept Cookies
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Resources
Blog
7 Minute read

A Pharmacy Owner's Guide to Payment Processing

Amelia Clovis
Organic Growth Marketer

In this guide, we cover how payment processing works, what FCA, PCI-DSS, and SCA regulations require, and what independent pharmacy owners should look for in a provider.

Pharmacy processing payments using Ryft

Get fresh insights, monthly

Stay up to date with our latest news and insights.

As a National Pharmacy Association Trusted Partner, we've put together a practical guide for independent pharmacy owners on getting payment processing right. It covers how processing works, what the regulations require, and how to understand your fees.

Read the guide here.

‍

‍

Why pharmacies choose Ryft

Ryft is a leading Payment Services Provider (PSP) that specialises in payment solutions, ensuring full compliance and offering 24/7 support from humans. Using Ryft, businesses can accept payments anywhere, automate split payments, onboard sellers, set up delayed payments and recurring billing, earn commission from payment escrow, and much more.    

Contact our team today.

Amelia Clovis
Organic Growth Marketer

Frequently asked questions

Payment processing involves a gateway, processor, and acquiring bank working together to complete each transaction. Most modern providers bundle all three into a single service. For pharmacies taking payments in person and online, a single integrated provider simplifies reconciliation considerably.

UK pharmacies must use an FCA-authorised payment provider, which you can verify on the FCA Register. PCI-DSS compliance governs how card data is handled, and online payments require Strong Customer Authentication under PSD2. A reputable provider manages PCI-DSS and SCA on your behalf.

Payment providers typically charge transaction fees, monthly platform fees, and chargeback fees. Some also charge for refunds and terminal rental. Volume-based pricing reduces your rate as transaction volumes grow, which is often more cost-effective than flat-rate alternatives for pharmacies with consistent monthly volumes.

More Blogs

Blog

Fashion marketplace payments: managing multivendor commission splits

In this guide, we cover how fashion marketplaces handle multivendor commission splits, from real-time payouts and returns to seller onboarding and compliance.
Fashion marketplace payments: managing multivendor commission splits
Blog

Payment solutions for services marketplaces 2026

In this guide, we cover the payment features UK and European services marketplaces need, from deposits and split payouts to recurring billing, and how to choose a provider for 2026.
Payment solutions for services marketplaces: what UK and European businesses need in 2026
Blog

Payment Facilitator vs Payment Gateway vs Payment Processor

In this guide, we explain the difference between payment facilitators, payment gateways, and payment processors, and the related terms marketplace operators need for 2026.
Payment facilitator vs payment gateway vs payment processor

Let's talk about payments

Our payment experts are here to talk through your requirements and set you up for success.

Button Text