Escrow payment solutions
Hold buyer funds securely and release them to sellers automatically, on delivery confirmation, milestones, or custom conditions.
Escrow is a payment mechanism that holds funds from a buyer until a defined condition is met, such as delivery confirmation or dispute resolution. The funds are released to the seller only once both parties have fulfilled their obligations.
Protect buyers and sellers on every transaction
Hold funds securely, release automatically, and earn interest whilst building trust across your marketplace.
Unlimited escrow
Ryft's FCA escrow licence means there is no cap on the funds you can hold. Safeguard buyer payments in segregated escrow accounts and generate interest on held funds whilst building trust across your marketplace.
Fully Regulated
Ryft holds escrow funds under FCA Licence and PCI DSS Level 1 certification. Every transaction meets PSD2 requirements for UK and European markets.
Features
Hold and release buyer funds automatically from one FCA-licensed account.
Funds captured and held at checkout, inaccessible to the seller until conditions are met
Configurable release triggers: delivery confirmation, milestone approval, or time-based release
Interest-earning capabilities on held funds
Automated fund routing to sellers on release, with commission deducted in the same flow
Operate escrow across UK and European markets under one regulated integration.
FCA Licence and PCI DSS Level 1 certification across all escrow transactions
PSD2-compliant payment flows with Strong Customer Authentication
Multi-currency escrow for cross-border marketplace transactions
Real-time reporting across all held and released funds in one dashboard
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We wanted dedicated support and account managers that genuinely cared about our business. We didn’t get that with Stripe.
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The onboarding process was seamless and customer support has been superb which has created an environment where results have followed along the same lines
Working with Ryft has been a breath of fresh air. Their collaborative approach and willingness to adapt make them the perfect partner for companies with ambitious growth goals.
We needed another payment platform that allowed us customisability and price flexibility," explains Chloe, Co-founder & CEO of Tuft Global. "Most importantly, we wanted to be seen as a partner and not just another cog in the wheel.
Ryft has been a great relationship to have. We can focus on growth while our payments are handled. Their support is fantastic, and they’re always there when we need them
Frequently asked questions
A marketplace escrow system holds a buyer's funds in a secure account until both parties meet a defined condition, such as delivery confirmation or dispute resolution. The funds are then released to the seller automatically, without manual intervention. For multi-vendor platforms, this protects both buyers and sellers in every transaction.
The best escrow solution for a marketplace handles fund holding, automatic release, and split payments within a single compliant infrastructure. Ryft supports escrow alongside split payments to unlimited sellers per transaction, with conditions set by the platform operator. All fund holding is covered under Ryft's FCA authorisation, so platforms meet UK and European compliance requirements without a separate licence.
Escrow providers that support cross-border transactions need to handle multicurrency settlement and operate under appropriate regulatory authorisation. Ryft processes escrow transactions across UK and European markets within FCA-licensed infrastructure, with no requirement for platforms to hold their own regulatory licence. This makes it suited to marketplaces operating across multiple jurisdictions.
Start processing online payments today
Contact us to see how Ryft can transform your payment flow.
