Omnichannel payment solutions
Accept and manage payments across every channel, online, in-person, and in-app, from a single compliant platform.


One platform for every payment channel
Managing separate providers for online and in-person payments creates reconciliation gaps, inconsistent seller experiences, and duplicate compliance obligations. Ryft unifies every channel under one integration, so your payout logic, fee structures, and transaction data are consistent wherever a sale originates.
Online and in-person, unified
Ryft's online payment processing and card terminals connect to a single dashboard. Every transaction follows the same split payment rules and payout schedule.
UK-based support team
Your team gets direct access to Ryft's UK-based support. Dedicated 24/7.
Secure and Compliant Payments
Achieve full PSD2 compliance with our Strong Customer Authentication features.
Centralised transaction reporting
View all transaction data across every channel in one analytics dashboard. Reconcile faster and monitor performance across your entire platform.

Unified payment processing
Online checkout and in-person card terminals connected to a single dashboard
Consistent split payment logic applied across every transaction
Multi-currency processing across UK and European markets
Conditional payment flows
Set customisable release terms for funds in escrow
Promote trust among your buyers and sellers
Earn interest on escrow accounts
API-first approach
RESTful APIs with detailed endpoint descriptions
Comprehensive guides
Sandbox environment for risk-free testing
Strong customer authentication
Support 3D Secure 2.0
Prevent fraud and reduce chargebacks
Get PSD2 compliant and avoid fines
Our API makes embedding
payments into your platform straightforward

1{
2 "amount": 7500,
3 "currency": "GBP",
4 "customerEmail": "example@ryftpay.com",
5 "captureFlow": "Manual",
6 "metadata": {
7 "orderId": "1"
8 }
9}
1{
2 "amount": 7500,
3 "currency": "GBP",
4 "customerEmail": "example@ryftpay.com",
5 "captureFlow": "Manual",
6 "platformFee": 75,
7 "metadata": {
8 "orderId": "1",
9 "sellerId": "202"
10 }
1{
2 "amount": 500,
3 "currency": "GBP",
4 "customerEmail": "example@ryftpay.com",
5 "metadata": {
6 "orderId": "1"
7 },
8 "captureFlow": "Manual",
9 "splits": {
10 "items": [
11 {
12 "accountId": "ac_4e27aa25-f306-47ff-a5bb-a2a1660dd9ef",
13 "amount": 200,
14 "fee": {
15 "amount": 50
16 }
17 },
18 {
19 "accountId": "ac_08df1f57-3ed9-4b10-b1ce-f3d772303611",
20 "amount": 300,
21 "fee": {
22 "amount": 60
23 }
24 }
25 ]
26 }
27}Discover Ryft

Fast Implementation
Configure and deploy your platform's payment system with ease using our infrastructure, designed for quick and seamless integrations.

Built for Growth
Scale effortlessly with a future-ready payment solution. Ryft supports everything from straightforward transactions to intricate multi-party payouts, keeping pace with your platform.

Enterprise Security
Leverage advanced fraud detection, strong customer authentication, and real-time transaction monitoring, allowing you to focus on growing your business with confidence.

Regulatory Compliance
As an Authorized Payment Institution regulated by the Financial Conduct Authority (FCA), Ryft ensures full compliance with critical standards, including PCI DSS Level 1 and PSD2.
Get started with embedded payments
Our payment experts are here to talk through your requirements and set you up for success.

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